YES Bank is gearing up to release its third‑quarter results, and analysts see a big profit jump.
What the Bank Reported Earlier
In the second quarter of FY26, YES Bank posted a net profit of ₹654.5 crore, up 18.3% from a year ago. The rise came from higher non‑interest income and lower interest costs. Net interest income grew 4.5% to ₹2,300.88 crore, and the net interest margin improved by 10 basis points to 2.5%.
Analyst Forecast for Q3 FY26
- Profit after tax could rise about 26.6% year‑on‑year and 18.4% quarter‑on‑quarter.
- Net interest income may grow roughly 11.8% YoY and 8.1% QoQ.
- Pre‑provision operating profit is expected to jump around 30% YoY and 8.2% QoQ.
JM Financial expects the bank’s performance to improve thanks to stronger loan growth, lower funding costs, and better asset quality.
Share Price Movement
YES Bank’s stock climbed nearly 4% on Jan 2, trading up to ₹22.27 from the previous close of ₹21.49. Over the past year the share has risen about 13%, hitting a high of ₹24.30 in October and a low of ₹16.02 in March. However, it slipped about 6% in December, ending a four‑month winning streak.
Why It Matters to Retail Investors
If the bank meets or exceeds these expectations, the stock could continue its upward trend, offering potential gains for small‑scale investors. Conversely, any miss may trigger a pull‑back, so keeping an eye on the Jan 17 announcement is key.
Takeaway
YES Bank is set to release its Q3 numbers on Jan 17. Strong profit growth and improving margins could boost the share price, but investors should stay cautious and watch the actual results.
Remember, this is my perspective, not a prediction. Do your own research and consider consulting a financial professional before making any investment decisions.