Paisalo Digital's Surprising Expansion: How 4,380 Touchpoints Can Boost Stock Price

Paisalo Digital, a leading non-banking financial company, is set to be in focus on Monday after the company announced a major update on its expansion plans. The company has accelerated the expansion of its touchpoint network, aiming to attract more customers and increase its market share.

Expansion Plans

Paisalo Digital has expanded its touchpoint network by around four times in less than four years, from 1,052 touchpoints across 18 states in FY23 to 4,380 touchpoints as of Q2 FY26. The company's touchpoints are now spread across 22 states and union territories, comprising 402 branches, 2,585 distribution points, and 1,393 business correspondents.

Customer Franchise Expansion

The company has also seen a significant expansion in its customer franchise, growing from around 2 million in FY23 to about 13 million in the first half of FY26. This increase of more than six times highlights robust market penetration and underscores the effectiveness of the company's business development strategies.

Sustained Business Momentum

Paisalo Digital has reported sustained business momentum, with its Assets Under Management (AUM) growing to a record ₹54,494 million, reflecting a 25% CAGR in the last three years. The company's quarterly disbursements have also seen a significant increase, with the highest-ever quarterly disbursements of ₹11,025 million, up 41% YoY in Q2FY26.

Workforce Expansion

The company's employee base has grown to 3,255, complemented by digital platforms and training programs to support its growing footprint. Paisalo Digital is also prioritizing the cross-selling of financial products through its Business Correspondent (BC) and branch networks to boost BaaS (Banking as a Service) share and drive long-term customer value.

Remember, this is perspective, not prediction. Do your own research before making any investment decisions.

Stock Price

Shares of Paisalo Digital closed in red on Friday, with shares standing at ₹35.71 on the BSE, down by 2.71%. The shares touched an intraday low of ₹35.43 apiece but rebounded slightly during Friday's close.