Kotak Mahindra Bank has announced that it will split its shares at a 1:5 ratio, with the record date set for January 14, 2026.
What the 1:5 split means
For every share you own today, you will receive five new shares after the split. The face value of each new share will be ₹1 instead of ₹5. The total value of your holding stays the same, but the price per share will be lower.
Who is eligible
Only shareholders who hold Kotak Bank shares in a demat account at the close of trading on January 13, 2026 will receive the new shares. Buying the stock on or after January 14 will not make you eligible for this split.
Why companies split shares
- To make the share price more affordable for small investors.
- To increase the number of shares trading, which can improve liquidity.
- To broaden the shareholder base without changing the company’s market value.
Recent share price performance
On the latest trading day, Kotak Mahindra Bank’s stock fell slightly to ₹2,148.40 on the BSE, down 0.47%. Over the past five sessions the stock is down 0.32%, and it’s down 0.64% over the last six months. Despite the short‑term dip, the stock is up about 23% over the past year. Its 52‑week high was ₹2,301.55 (April 22) and the low was ₹1,711.05 (January 14).
What this could mean for investors
A lower share price after the split may attract new retail investors who found the pre‑split price too high. Existing shareholders keep the same total investment value, but they will own more shares that can be easier to trade.
Bottom line
The split is a routine move aimed at boosting liquidity and accessibility. Keep an eye on the record date if you already own Kotak Bank shares, and consider how the lower post‑split price fits your investment plan.
Remember, this is just an overview, not a recommendation. Do your own research or talk to a financial adviser before making any decisions.