ICICI Lombard reported its October‑December quarter numbers and saw net profit fall 9% to ₹658.76 crore, even as premium income grew.
Key Financial Highlights
- Net profit: ₹658.76 crore, down from ₹724.38 crore a year earlier.
- Operating profit: ₹571.09 crore, a 16.6% drop.
- Total premium income: ₹5,685.30 crore, up 12.6% from ₹5,045.17 crore.
Health Insurance Drives Growth
Both retail and corporate health insurance contributed strongly to the higher premium collection.
- Retail health premiums: ₹551.32 crore, up from ₹356.78 crore.
- Corporate health premiums: ₹1,612.18 crore, up from ₹1,414.72 crore.
Share Price Performance
- Closing price on Jan 13, 2026: ₹1,890.50, down 1.04% from the previous close.
- 5‑year return: >22%; 3‑year return: >50%.
- 1‑year return: +2.92%; 1‑month return: –2.45%.
- 52‑week range: high ₹2,068.70 (1 Jul 2025) – low ₹1,613.70.
- Market cap: ₹94,158.32 crore.
What This Means for You
For policyholders, the rise in health‑related premiums suggests the company is focusing on expanding coverage options. For investors, the profit dip signals short‑term pressure, but the strong premium growth and solid long‑term returns could still make the stock attractive.
Takeaway
- Watch future quarters for signs of profit recovery.
- Consider the company’s health‑insurance momentum when evaluating long‑term potential.
Remember, this is perspective, not a prediction. Do your own research and consider consulting a certified financial advisor before making any investment decisions.