Bajaj Finance reported strong numbers for the quarter ending December 31, 2025, showing more customers, higher loan disbursements, and a larger asset base.
Key Highlights
- Customer base grew to 115.40 million, up from 97.12 million a year earlier.
- New loans rose 15% year‑on‑year to 13.90 million.
- Assets under management (AUM) increased 22% to about ₹485.9 billion.
- Deposits reached roughly ₹71,000 crore.
Customer Base Expansion
During the December quarter, Bajaj Finance added 4.76 million fresh customers, pushing the total franchise to 115.40 million. This shows the company’s lending products continue to attract new borrowers.
Loan and Asset Growth
New loans booked in the quarter climbed 15% compared with the same period last year, reaching 13.90 million. At the same time, AUM grew by 22% year‑on‑year, ending the quarter at approximately ₹485.9 billion, with a sequential increase of about ₹23,600 crore.
Recent Profit Performance
In the September quarter, Bajaj Finance posted a 21.9% rise in consolidated net profit, reaching ₹4,875 crore. Net interest income grew 22% to ₹10,785 crore, and AUM rose 24% to ₹462,250 crore.
What This Means for Investors
- The steady addition of customers suggests strong demand for the lender’s products.
- Higher loan bookings and expanding AUM point to growing revenue potential.
- Improved profit figures indicate the business is translating growth into earnings.
- These trends could support the stock’s price momentum, but investors should watch credit quality and macro‑economic conditions.
Share price ended the last trading day at ₹990.55, up 1.79%.
Remember, this is just my perspective, not a prediction. Do your own research before making any investment decisions.